:root{
  --navy:#1f3864; --navy-2:#2b4a82; --ink:#1b2333; --muted:#5b6578; --line:#dfe4ee; --bg:#ffffff; --soft:#f5f7fb;
  --serif:"EB Garamond",Garamond,Georgia,serif; --sans:"Source Sans 3",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--bg);line-height:1.6;font-size:18px}
a{color:var(--navy)}
.wrap{max-width:1040px;margin:0 auto;padding:0 24px}
header.site{border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;height:84px}
.brand{display:flex;align-items:center;gap:14px;text-decoration:none;color:var(--ink)}
.brand img{height:52px;width:auto;display:block}
.brand span{font-family:var(--serif);font-size:30px;font-weight:600;letter-spacing:.01em}
.btn{display:inline-block;background:var(--navy);color:#fff;text-decoration:none;font-weight:600;padding:14px 28px;border-radius:6px;border:0;font-size:17px;cursor:pointer;font-family:var(--sans)}
.btn:hover{background:var(--navy-2)}
.btn.small{padding:10px 20px;font-size:16px}
.btn.ghost{background:transparent;color:var(--navy);border:1.5px solid var(--navy)}
.hero{padding:96px 0 80px}
.eyebrow{font-weight:600;letter-spacing:.14em;text-transform:uppercase;font-size:14px;color:var(--navy-2);margin:0 0 18px}
h1{font-family:var(--serif);font-weight:600;font-size:clamp(40px,6vw,68px);line-height:1.06;margin:0 0 24px;color:var(--navy);max-width:16ch}
.lead{font-size:21px;color:var(--muted);max-width:44rem;margin:0 0 36px}
section.block{padding:72px 0;border-top:1px solid var(--line)}
section.block.soft{background:var(--soft)}
h2{font-family:var(--serif);font-weight:600;font-size:36px;margin:0 0 12px;color:var(--navy)}
.sub{color:var(--muted);margin:0 0 40px;max-width:40rem}
.grid{display:grid;gap:28px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:8px;padding:26px}
.soft .card{background:#fff}
.card h3{font-family:var(--serif);font-size:24px;margin:0 0 8px;color:var(--navy)}
.card p{margin:0;color:var(--muted);font-size:17px}
.steps{counter-reset:s;display:grid;gap:28px;grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.step{position:relative;padding-top:56px}
.step::before{counter-increment:s;content:counter(s);position:absolute;top:0;left:0;width:40px;height:40px;border-radius:50%;background:var(--navy);color:#fff;font-weight:600;display:flex;align-items:center;justify-content:center}
.step h3{font-family:var(--serif);font-size:24px;margin:0 0 6px;color:var(--navy)}
.step p{margin:0;color:var(--muted);font-size:17px}
.cta{text-align:center;padding:80px 0}
.cta h2{margin-bottom:24px}
footer.site{border-top:1px solid var(--line);padding:32px 0;color:var(--muted);font-size:15px}
footer.site p{margin:4px 0}
/* quote form */
.page-title{padding:64px 0 24px}
.page-title h1{font-size:clamp(34px,5vw,52px);max-width:none;margin-bottom:12px}
form.q{padding-bottom:80px}
fieldset{border:0;padding:0;margin:0 0 36px}
legend{font-family:var(--serif);font-size:26px;font-weight:600;color:var(--navy);margin-bottom:14px;padding:0}
.fields{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
label.f{display:block;font-weight:600;font-size:15px;margin-bottom:6px}
label.f small{font-weight:400;color:var(--muted)}
input[type=text],input[type=email],input[type=tel],select,textarea{width:100%;padding:12px 14px;font:inherit;font-size:17px;border:1.5px solid #c6cddc;border-radius:6px;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{outline:3px solid #c9d6f2;border-color:var(--navy)}
.states{display:grid;gap:8px 18px;grid-template-columns:repeat(auto-fill,minmax(200px,1fr))}
.states label{display:flex;align-items:center;gap:10px;padding:8px 12px;border:1px solid var(--line);border-radius:6px;cursor:pointer;font-size:16px;background:#fff}
.states label:hover{border-color:var(--navy-2)}
.states input{width:18px;height:18px;accent-color:var(--navy)}
.states label:has(input:checked){border-color:var(--navy);background:#eef2fa}
.count{margin:14px 0 0;color:var(--muted);font-size:16px}
.hp{position:absolute;left:-5000px;height:0;overflow:hidden}
.note{color:var(--muted);font-size:15px;margin-top:14px}
.center{text-align:center;padding:96px 0}
@media (max-width:600px){body{font-size:17px}.hero{padding:56px 0 48px}header.site .wrap{height:72px}.brand span{font-size:24px}.brand img{height:42px}}